Do I have to file an SR-1 crash report with the Nevada DMV after a crash?
Last updated October 7, 2026.
Often, yes. Nevada law says the driver must send the DMV a written or electronic crash report within 10 days if anyone was hurt or killed, or if any vehicle or piece of property appears to have $750 or more in damage. You can skip it only when a police officer investigated and the officer's report lists every driver's insurance company, policy number and coverage dates. This page explains that rule step by step, so it does not trip up a Las Vegas car accident claim.
The DMV form is called the SR-1, "Report of Traffic Crash." It is separate from the police report, separate from your insurance claim, and separate from any lawsuit. Many people learn about it only when a letter from the DMV arrives. Our article on reporting an auto accident in Las Vegas covers the police side; here is what the law requires, what the form asks for, and how it fits with everything else you are dealing with after a crash.
How does the SR-1 report work for a crash in Las Vegas?
The steps below follow the order things usually happen. The 10 days start on the day of the crash, not the day you learn about the form.
- At the scene, do the basics the law requires. Stop, give your name, address and vehicle registration number, show your license if asked, and help anyone who is hurt get medical care (NRS 484E.010, 484E.030). If you want a fuller list, see what information to exchange with the other driver.
- If no officer came, tell the police. When someone is hurt or killed, or the crash happened on a highway, and no officer is present, the driver must report it right away to the nearest police office or the Nevada Highway Patrol (NRS 484E.030(2)). Which agency that is depends on where you crashed; our guide to which police agency handles your Las Vegas crash sorts that out.
- Find out whether an officer investigated. If an officer came and investigated, ask for the report number. When you get the report, check that it lists each driver's insurer, policy number and the dates the coverage runs. If it does, no SR-1 is needed from anyone (NRS 484E.070(3)).
- If no officer investigated, check the two triggers. Was anyone injured or killed? Does any one vehicle or item of property look like it has $750 or more in damage? If either answer is yes, you must file (NRS 484E.070(2)). The crash only has to be on a highway or on premises the public can use, so a casino parking garage or a shopping center lot counts.
- Gather the attachments. The DMV form lists three: a copy of the insurance card in effect on the crash date (a Nevada policy carrying at least the 25/50/20 minimum limits), a repair estimate or total loss statement if damage reached $750, and a doctor's statement of injury for each injured person in your vehicle. The form says it is void without them.
- Fill in every section for every driver and vehicle. The DMV says it will not accept or process an incomplete report, and a plate number alone is not enough for a vehicle. Sign page two.
- Mail it within 10 days. The form tells you to mail it to the Nevada DMV at 555 Wright Way, Carson City, NV 89711. Keep a copy and proof of the date you sent it.
- Watch your mail afterward. The DMV can ask for a supplemental report if it thinks the first one is not enough (NRS 484E.070(2)). Answer any DMV letter quickly.
When is an SR-1 required, and when is it not?
Most people fall into one of the rows below. Find the row that matches your crash.
| Your situation | SR-1 to the DMV? | Deadline and rule |
|---|---|---|
| An officer investigated, and the report lists every driver's insurer, policy number and coverage dates | No | Exception in NRS 484E.070(3) |
| An officer came, but the report is missing insurance details for someone | Yes, unless the report is corrected | 10 days; the exception needs all three insurance details (NRS 484E.070(3)) |
| No officer investigated, and someone was hurt or killed | Yes | 10 days (NRS 484E.070(2)); also report to police right away (NRS 484E.030(2)) |
| No officer investigated, no one hurt, $750 or more in apparent damage to one vehicle or item of property | Yes | 10 days, with a repair estimate or total loss statement (NRS 484E.070(2)) |
| No officer, no injury, damage clearly under $750 | No, under NRS 484E.070 | Other duties at the scene still apply (NRS 484E.020, 484E.030) |
| The driver is too badly hurt to make a report | Not while incapacitated | If the driver is not the owner, the owner reports within 10 days of learning of the crash (NRS 484E.070(5)) |
What does the SR-1 ask for?
The form has two pages. The first asks for the date, time and place of the crash and the details of every driver, vehicle and owner involved: names, addresses, license numbers, dates of birth, plates, year and make, body type and vehicle identification number. The second page asks for your insurance, a short description of the crash, any other property that was damaged, and the injured people in your vehicle.
| Attachment | When you need it | Who can provide it |
|---|---|---|
| Copy of your insurance card | Always | Your insurer; it must be the policy in effect on the crash date |
| Estimate of repairs or statement of total loss | When damage to any one person's vehicle or property is $750 or more | An established repair garage, an adjuster for an insurer licensed in Nevada, a licensed adjuster, or a licensed appraiser (NRS 484E.070(2)) |
| Doctor's statement of injury | For each injured person in your vehicle | The treating doctor |
By signing, you let the DMV release your name, mailing address and insurance information to the other people in the crash and their insurers. You also certify that what you wrote is true.
What changes the answer
A few facts decide whether you must file, what happens if you do not, and how the report affects the rest of your case.
- Whether the police report is complete. The exception is narrow. It applies only if the officer investigated and the report contains the name and address of each person's insurance company, each policy number, and the dates each policy starts and ends (NRS 484E.070(3)). A report that only lists names and plates does not meet it.
- Where the crash happened. The duty covers crashes "on a highway or on premises to which the public has access" (NRS 484E.070(2)). A crash on a closed private road may be different; a public parking lot is not.
- How much damage there appears to be. The test is apparent damage of $750 or more to any one vehicle or item of property. Modern bumpers, sensors and lights add up fast, so a crash that looks minor can still cross the line.
- Whether the failure was willful. If a person willfully fails, refuses or neglects to report, the DMV may suspend their driving privilege. The suspension lasts 1 year unless the DMV receives the report or evidence that the failure was not willful (NRS 484E.080(1)).
- Whether anything on the form is false. Giving information you know, or have reason to believe, is false is a gross misdemeanor (NRS 484E.080(2)). Describe the crash plainly and briefly.
- Whether every driver was insured. The SR-1 itself warns that if your insurance was not in effect on the crash date, your license and registration may be suspended under NRS chapter 485. For an uninsured driver in an injury crash, or one with more than $750 of damage to one person's property, the DMV can hold a hearing and suspend that driver's license and registrations unless they deposit security (NRS 485.190, 485.191). Drivers who had a liability policy in effect are exempt (NRS 485.200). If the other driver had no coverage, see what you can do when you are hit by an uninsured driver.
- Whether it was a hit and run. Uninsured motorist coverage treats an unknown driver as uninsured only if there was physical contact and the crash was reported within the time NRS 484E.030, 484E.040 or 484E.050 requires to the city police where it happened or, outside a city, to the sheriff or the Nevada Highway Patrol (NRS 690B.020(3)(f)). That police report, not the SR-1, is the one that protects the claim. Riders face the same test; see a motorcycle hit and run in Nevada.
Can the SR-1 be used against me?
Not in court, with narrow exceptions. Nevada law says the report is "without prejudice" to the person who makes it and is for the confidential use of the DMV and other state agencies working on crash prevention, except as the public records law allows (NRS 484E.070(6)). It may not be used as evidence in any civil or criminal trial arising out of the crash (NRS 484E.070(7)).
Two things can still come out. The DMV may tell a person in the crash, or their insurer, who the other people were when that is not otherwise known or when someone denies being there, and it may share the name of their insurer and policy number (NRS 484E.070(6)). And a court or party can get a DMV certificate showing whether a report was made, with the date, time, place and the names and addresses of the drivers, owners and officers (NRS 484E.070(7)).
Your insurance company is a different matter. What you tell your own insurer and the other driver's adjuster is not covered by this rule, so keep those statements as careful and factual as the SR-1.
For example: a parking garage crash with no officer
Imagine a driver named Dana. On a Saturday night she is backing out of a space in a Strip-area parking garage when another car cuts behind her. No one is badly hurt, but Dana's neck is stiff the next morning, and her rear bumper, a parking sensor and a tail light are damaged. Security takes photos. No police officer comes.
Dana sees a doctor on Monday, who notes a neck strain. A body shop writes a hypothetical estimate of $1,900. Dana now has two triggers: an injury and more than $750 in damage. The garage is open to the public, so the duty applies, and no officer investigated, so the police report exception does not.
Dana asks the doctor for a statement of injury, attaches her insurance card and the estimate, fills in both drivers' details from the photos she took of the other driver's license and insurance card, signs page two, and mails the SR-1 on day six. She keeps a copy and the mailing receipt.
Two weeks later the other driver's insurer says its customer "was never there." Because Dana filed, the DMV can confirm to her insurer who else was in the crash and who insures them (NRS 484E.070(6)). Dana still has her full two years to file an injury lawsuit if she needs one (NRS 11.190(4)(e)); the SR-1 did not change that deadline. Dana is hypothetical, and so are the numbers.
Common mistakes with the DMV crash report
- Assuming the police report covers it. It does only if the officer investigated and the report lists every driver's insurer, policy number and coverage dates. Read the report before day 10 if you can.
- Waiting for the damage estimate to be "final." The form asks for an estimate of repairs or a statement of total loss, not a finished repair bill. Get a written estimate early.
- Leaving out the other driver's details. The DMV says it will not process a report that is missing any driver or vehicle, and a plate alone is not accepted. Photos of the other driver's license, registration and insurance card make this easy.
- Forgetting the doctor's statement. If anyone in your vehicle was hurt, each injured person needs one. The form says it is void without it.
- Guessing, or arguing fault, in the description. Keep it short and factual. False information is a crime (NRS 484E.080(2)), and fault is decided later, not on this form.
- Treating the SR-1 as an insurance claim. The DMV does not pay anyone. You still need to open a claim with the insurers and keep your other deadlines.
What to do this week
- Write down the crash date and count 10 days on your calendar.
- If no officer came and someone was hurt, or the crash was on a highway, report it to the police now if you have not yet.
- If an officer investigated, request the report and check the insurance details for every driver.
- Get a written repair estimate or total loss statement from a repair shop, adjuster or licensed appraiser.
- Ask your doctor for a statement of injury for each injured person in your vehicle.
- Fill in the SR-1 for every driver and vehicle, sign it, attach everything, and mail it to the address on the form.
- Keep a copy, the mailing receipt, your photos and every letter from the DMV or an insurer in one folder.
- Read what happens next, from the scene to a settlement, so the following steps do not surprise you.
Frequently asked questions
I missed the 10-day deadline. What should I do?
File the report as soon as you can. The suspension in NRS 484E.080 is for willful failure, and it ends when the DMV receives the report or evidence that the failure was not willful. Keep proof of when you sent it and any reason you were late, such as a hospital stay.
Does the other driver have to file too?
Yes. The duty is on the driver of every vehicle involved, so each driver who meets the triggers should file. Do not rely on the other driver's report; yours is your own legal duty.
I was a passenger. Do I file an SR-1?
No. NRS 484E.070 puts the duty on drivers, and on owners when the driver cannot report. As a passenger you may still be asked for a doctor's statement for the driver's report, and you have your own injury claim.
I am visiting Las Vegas from another state. Does this apply to me?
Yes. The rule covers crashes in Nevada, not only Nevada drivers, and the form asks for each driver's license state. Visitors have other questions too, such as where a case would be filed; see what visitors should do after a Las Vegas crash.
Will filing an SR-1 raise my insurance rates?
The statute does not address rates; it limits how the report is used in court (NRS 484E.070(7)). The DMV can share your insurer and policy number with the other people in the crash and their insurers, so the insurers involved may learn of the crash in any case. Your duty to report does not depend on who was at fault.
What if the other driver gave me fake or missing insurance information?
Fill in what you have and note what is missing in a short line. Under NRS 690B.020(6), a vehicle in an injury crash is presumed uninsured if no proof of insurance reaches the DMV within 60 days. That can open your own uninsured motorist coverage, so tell your insurer too. If the driver turns out to be insured but with low limits, read how an underinsured motorist claim works.
Can I file the SR-1 online?
The statute allows a written or electronic report (NRS 484E.070(2)). The current SR-1 form tells drivers to sign it and mail it to the DMV in Carson City. Use the method the form gives unless the DMV tells you otherwise in writing.
If you were hurt in a crash in the Las Vegas area and are unsure which reports you still owe, attorney Maysoun Fletcher can go through it with you. Call 702-333-6339 for a free consultation; the line is answered 24/7.
Sources
- NRS 484E.070, crash report to the DMV, Nevada Legislature
- NRS 484E.080, failure to report and false reports, Nevada Legislature
- NRS 484E.030, duty to give information, render aid and report to police, Nevada Legislature
- Form SR-1, Report of Traffic Crash, Nevada Department of Motor Vehicles
- NRS 690B.020, uninsured and hit-and-run vehicle coverage, Nevada Legislature
- NRS 485.190 to 485.200, security after a crash and exceptions, Nevada Legislature
- NRS 11.190, time limits for lawsuits, Nevada Legislature
